H. B. 2242
(By Delegates Preece, H. White, Dempsey, Whitman
and Ellis)
[Introduced February 23, 1993; referred to the
Committee on Banking and Insurance.]
A BILL to amend article six, chapter thirty-three of the code of
West Virginia, one thousand nine hundred thirty-one, as
amended, by adding thereto a new section, designated section
thirty-one-c, relating to prohibiting insurers from
considering speeding offenses in determining the rates of a
motor vehicle policy; and providing an exception.
Be it enacted by the Legislature of West Virginia:
That article six, chapter thirty-three of the code of West
Virginia, one thousand nine hundred thirty-one, as amended, be
amended by adding thereto a new section, designated section
thirty-one-c, to read as follows:
ARTICLE 6. THE INSURANCE POLICY.
§33-6-31c. Difference in rates for speeding offenses
prohibited.
No insurer, in determining rates to be charged for a policy
or contract of bodily insurance or of property damage liability
insurance covering liability arising from the ownership,maintenance or use of a motor vehicle, may use evidence of
speeding offenses of an insured or potential insured, unless the
speeding offense involved a reckless driving offense.
NOTE: The purpose of this bill is to prohibit insurers from
considering speeding offenses in determining rates for automobile
insurance, unless the offense involved a reckless driving
offense.
This section is new; therefore, strike-throughs and
underscoring have been omitted.